Terms of Service

1. General provisions

1. This Agreement is valid from the date of its publication for an indefinite period and the User has the right of access to the services of the Site throughout.
2. The Site Administration reserves the right to unilaterally make changes to the text of this Agreement, clauses of the Site, the functionality of the Site, the documents of the information items provided by publishing a new edition (updates), which comes into force from the moment it is posted on the Site.
3. The full and unconditional acceptance and observance by the User of the requirements and provisions defined in the following documents («Binding Documents»), as set forth below, shall be a mandatory condition for entering into this Agreement:
   1. Our Privacy Policy posted and/or available on the Internet at [24.09.2025], which sets out the terms on which the Administration of the Site collects and processes any personal data that Users provide;
   2. Our Cookie Policy posted and/or available on the Internet at [24.09.2025], which sets out information about the cookies on our Site and how the Administration of the Site collects and uses them.
4. The Agreement is deemed concluded when the User expressly accepts it by clicking the acceptance box, pressing the «I agree» (or similar) button, or by otherwise confirming consent through the interface of the Site or during registration for the Services.
5. By accepting the Agreement, the User confirms their full and unconditional consent to all the terms of this Agreement and undertakes to comply with them. The Agreement may be accepted solely as a whole, without any reservations. Nothing in this Agreement shall deprive Users acting as consumers habitually resident in the EU, EEA, Switzerland, or the UK of the protection afforded to them by the mandatory provisions of the law of their country of residence.

2. Subject of the Agreement

1. Agreement defines the terms and conditions of use of the Site at: [24.09.2025].
2. The User can review the services and programs on the site, including:
   1. WW Capital – corporate and fund setup, compliance, and administration services;
   2. WW Pay – payment solutions, USD bank accounts, fiat and crypto conversion, correspondent services, API integrations;
   3. WW Wealth – wealth management for portfolio management, trading, and access to investments.
3. The Services are provided for informational, administrative, and operational purposes only and do not constitute investment, tax, or legal advice. The Services are offered in jurisdictions where the provision and use of the Services may be lawful or require registration or licensing as defined by the Company. In particular, the Services are not directed to persons in the European Economic Area, the United Kingdom, Switzerland, Singapore, Hong Kong, or other restricted jurisdictions, unless expressly otherwise authorized in writing.

3. Procedure for using the Site

1. The Site and the documents included are owned and operated by the Site Administration.
2. The documents of the Site may not be copied, published, reproduced, transmitted or distributed in any way as well as posted on the global Internet without the prior written consent of the Site Administration.
3. The documents of the Site are protected by Copyright, Trademark law, as well as other rights related to the Intellectual property and Unfair competition law.
4. When using some of the site’s services it may be necessary to create a User account. All activities performed in the User’s account are considered to be performed by the User personally.
5. The User is personally responsible for obligations of the confidentiality of account information, including the password, as well as for all, without exception, activities conducted on behalf of the Account User.
6. The User must immediately notify the Site Administration of an unauthorized use of his account or password or any other violation of the security system.
7. The Administration does not bear any responsibility for damages caused to the User as a result of dealing with advertisements posted on the site, links to third‑party resources. The user decides to follow the links unassisted, The Administration is not responsible for the documents of third‑party resources.

4. Rights and obligations of the User

1. The properly registered User has the right to use the functionality of the site in accordance with this Agreement, including:
   1. search and view materials on the Site;
   2. have access to all submitted private materials in personal account section;
   3. create a User account, submit documents, track services;
   4. subscribe to receive newsletters and updates;
   5. request a consultation;
   6. provide feedback.
2. The User is not entitled to:
   1. transfer account data (login and password) to any third parties without the consent of the Site Administration, the User is obliged to contact the Site Administration through the support service info@wise‑wolves.us to agree on the possibility of transferring data in exceptional cases, which are considered individually.
   2. use your personal account along with other persons and legal entities without the consent of the Site Administration;
   3. modify or copy any files on the Site;
   4. use the files of the Site, their fragments and elements in any form;
   5. use malware, viruses that can disrupt the functionality of the Site, creating an additional load on the server.
3. The following is prohibited on the Site in any form, when communicating with the Site specialists and (or) by using the login, account avatars, via text graphic and other configurations:
   1. obscene language;
   2. obscene, immoral, pornographic materials, materials containing scenes of violence;
   3. actions aimed at war propaganda, incitement to national, racial or religious hatred and enmity, other files for the distribution of which criminal or administrative liability is provided;
   4. files directly or indirectly aimed at any discrimination;
   5. threats and insults;
   6. files that violate Copyright.
4. Use of the Services is permitted only for adults. By using the Services, the User represents and warrants that they are at least 18 years old, or, if higher, the minimum age of digital consent required in their country of residence.

5. Confidential information, Intellectual property

1. The Site Administration is the Copyright holder for the software, design, documents and other components of the Site.
2. The information that the parties transfer to each other under this Agreement (details of the parties, information files) is confidential.
3. The procedure for processing and protecting personal data is determined by the Privacy Policy.

6. Rights of the Administration

1. Change, modify and update the Site without the User’s consent and notification.
2. Set any restrictions on the use of the Site.
3. Delete a User’s account that has not been used by the User for six or more months.
4. Send messages, notifications, requests, advertising and information to the User.
5. Send to the User information about webinars, videos and other information about the Site.
6. The Site Administration may access the User’s account solely for technical support and security monitoring purposes, in accordance with the Privacy Policy.
7. Perform preventive maintenance resulting in suspension of the Site’s operation.

7. Limitation of Liability

1. To the maximum extent permitted by applicable law, the Administration shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including without limitation loss of profits, data, goodwill, or other intangible losses, arising out of or in connection with the use of the Services.
2. The Administration shall not be liable for damages resulting from the User’s interaction with advertisements or third‑party resources accessible through the Site. Following such links is at the User’s own risk.
3. The Administration is not responsible for unauthorized access to the User’s account by third parties, including cases of password compromise, provided that the Administration has taken reasonable technical measures and promptly assisted the User in restoring access.
4. Any losses that may be incurred due to willful misconduct or reckless violation of this Agreement by the User shall not be reimbursed.
5. Nothing in this Agreement excludes or limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability which cannot be excluded or limited under applicable law.
6. In any case, the Administration’s total liability shall not exceed the amount the User has paid (if any) for the Services during the twelve (12) months preceding the event giving rise to the claim.

8. Termination

1. The User may terminate this Agreement at any time by closing their account.
2. The Administration may suspend or terminate the User’s account, or restrict access to the Services, at its sole discretion, including but not limited to cases of breach of this Agreement, violation of applicable law, inactivity, or for technical/security reasons.
3. Upon termination, the User’s right to access and use the Services will immediately cease. Provisions of this Agreement that by their nature should survive termination (including, without limitation, confidentiality, intellectual property, limitation of liability, and governing law) shall survive.

9. Third‑Party Services

1. The Services may integrate or rely on third‑party services, including without limitation payment processing services provided by Stripe or other authorized providers.
2. The Administration is not responsible for the operation, security, or performance of third‑party services. The User acknowledges that their use of such services is governed by the terms and policies of the respective third party.
3. The User authorizes the Administration to share necessary information with such third‑party service providers to the extent required to perform the Services.

10. Miscellaneous

1. The registered User determines the terms and procedure of using the functional capabilities of the Service, which, however, under no circumstances can contradict this Agreement.
2. Applicable law. This Agreement shall be governed by the laws of the State of Delaware, USA. For Users acting as consumers habitually resident in the EU, EEA, Switzerland, or the UK, this Agreement shall not deprive them of the protection afforded by the mandatory provisions of the law of their country of residence.
3. Disputes. Any disputes shall be resolved by binding arbitration under the rules of the American Arbitration Association (AAA) or JAMS, seated in Delaware, unless the Company elects to pursue remedies in federal or state courts in Delaware.
4. Export control. The User may not use the Services in violation of U.S. export laws or OFAC sanctions.
5. Amendments. This Agreement may be amended unilaterally by the Company. The current version is always available on the Site.

11. Reference and contact details